Do you need any repairs done on your house?
The Philadelphia Housing Corporation (PHDC) is Philadelphia’s full-service community development organization and they have come out with some amazing programs that might be very helpful.
All income requirements and eligibility info is in the links below.
Owner Occupants
Basic Systems Repair Program free repairs to correct electrical, plumbing, heating, limited structural and carpentry, and roofing emergencies in eligible owner-occupied homes in Philadelphia.
Adaptive Modifications designed to help low-income individuals with permanent physical disabilities live more independently in their homes. It provides free adaptations to a house or an apartment, allowing easier access to and mobility within the home.
Restore, Repair, Renew designed to help Philadelphia homeowners access low-interest loans to invest in their properties. Lender participating in the program is offering 10-year, 3% fixed Annual Percentage Rate loans that range from $2,500 to $50,000* to eligible homeowners. Restore, Repair, Renew loans can fund a range of home repairs that focus on health, safety, weatherization, accessibility, and quality of life. The goal of the program is to help Philadelphians improve their homes and strengthen their communities.
Whole home Repair Fund This program will support the established home repair programs in Philadelphia, including PHDC’s Basic System Repair Program (BSRP) and Adaptive Modifications Program (AMP)*, as well as the Philadelphia Energy Authority’s Built to Last (BTL) Program. In addition to home repairs for homeowners, WHR funds will support repair loans to small landlords and job training programs in the construction industry for residents.
Landlords and Investors
Rental Improvement Fund offers two loan products to small landlords to repair their rental properties. Loans are eligible for full forgiveness or a preferable 0% interest rate if landlords meet program affordability requirements during the loan term.
Eviction Diversion Program FREE Eviction Diversion Program (EDP). The Program provides resources for landlords and tenants in residential rental properties to resolve issues while avoiding a costly or drawn-out court process.