American Water Resources

American Water Resources (AWR) offers service line protection contracts to homeowners in 43 states and Washington, D.C., and currently services more than 2 million contracts. 

1.855.800.5195

Prior to opening Choice Insurance, Michelle had been working in the insurance industry as a licensed Property & Casualty and Life & Health producer for one of the largest captive carriers. She chose to open an independent agency to better meet her clients’ needs. Michelle has a passion for educating her clients and jokingly refers to herself as an insurance nerd. Staying up to date on the insurance industry and the carriers Choice represents is something she enjoys and helps her best service her clients.

Michelle is a graduate of Penn State (We Are!) and lives in the suburbs of Philly with her family. She enjoys being active in her community, does educational workshops and volunteers with organizations like the Urban League of Philadelphia.

I have over 20 years experience in the insurance industry. I know how to help you get the best balance of coverage and price. I want to help you make sure that you have the protection you need before the claim occurs. Reach out to find out how I can help you.

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

As the Mortgage Loan Originator and Branch Manager of The First Choice Team at CrossCountry Mortgage, I specialize in helping families and individuals with their residential mortgage needs. My background is in sales, marketing, and real estate investment.

The First Choice Team at CrossCountry Mortgage specializes in Conventional and FHA mortgages for both purchases and refinances. Buying a home is a complicated process that we simplify for you through our superior client service, competitive interest rates, and flexible financing products. 

We offer the highest quality home loans that suit various borrowers' needs. If you are looking to build your dream home, purchase a property, refinance, make home improvements, or simply check rates, we are here to help homebuyers and homeowners throughout Pennsylvania, Delaware, and New Jersey.

You’ll only think about home loans a few times during your life. We think about them every single day. It’s our profession and our passion. Let us guide you towards your best home financing solution

www.nmlsconsumeraccess.org | Equal Housing Opportunity

Dave and his team were very professional and knowledgeable. We closed with a low-interest rate on our loan. Dave and his team also assisted us with obtaining financing through PFHA. I would highly recommend First Heritage Mortgage Services.

I have been Director of Business Development at Kamelot Auction House in Philadelphia since 2008.  I regularly help clients of realtors when they have need to identify and sell valuable items. Through our auctions at Kamelot Auction House we offer wonderful items including antiques, fine art, fine furniture, lighting, silver, jewelry, statues, collections, and garden & architectural elements. A great many of the selling clients I help are also selling their home.  I welcome the opportunity to help your clients and the clients of real estate professionals throughout the region.  We have a 40,000 square foot Auction House just off I-95 outside Center City Philadelphia and help clients through the Greater Delaware Valley.
 

I have attached a simple one-page Information sheet about me and helping people with valuable items.   I have also recently developed a website summarizing how I help clients who have many items or even one valuable item to sell.  It is www.stuffocating.com.

​We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We guarantee results or your money back!

https://retrievr.com/faq-phl/

Everyone deserves to have a safe, stable and affordable place to live. Our housing counselors are committed to promoting equity in our communities by helping first-time homebuyers navigate the housing market and providing families with resources to avoid foreclosure.